Welcome to the SafeLoan.com website (hereafter this “Site”). YOUR USE OF THIS SITE CONSTITUTES YOUR ACCEPTANCE OF, AND YOUR AGREEMENT TO, THE FOLLOWING TERMS AND CONDITIONS (THIS “AGREEMENT”):

YOU MUST READ THIS AGREEMENT CAREFULLY BEFORE ACCESSING THE SITE.

BY USING THE SITE, YOU ACKNOWLEDGE THAT YOU HAVE READ THIS AGREEMENT AND AGREED WITHOUT LIMITATION OR QUALIFICATION TO BE LEGALLY BOUND BY THIS AGREEMENT AND THE TERMS OF THE SAFELOAN PRIVACY POLICY. For information about SafeLoan’s data protection practices, please read SafeLoan´s PRIVACY POLICY.

IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS OF WEBSITE USE AND/OR THE SAFELOAN PRIVACY POLICY, DO NOT ACCESS OR USE THIS SITE.

SafeLoan reserves the right at its sole discretion, to change, modify, add or remove portions of these Terms of Website Use, at any time. It is your sole responsibility to check these Terms of Website Use periodically for any changes. Your continued use of the Site following the posting of changes will mean that you accept and agree to the changes

Notices

Welcome to the SafeLoan.com website (hereafter this “Site”). YOUR USE OF THIS SITE CONSTITUTES YOUR ACCEPTANCE OF, AND YOUR AGREEMENT TO, THE FOLLOWING TERMS AND CONDITIONS (THIS “AGREEMENT”):

YOU MUST READ THIS AGREEMENT CAREFULLY BEFORE ACCESSING THE SITE.

BY USING THE SITE, YOU ACKNOWLEDGE THAT YOU HAVE READ THIS AGREEMENT AND AGREED WITHOUT LIMITATION OR QUALIFICATION TO BE LEGALLY BOUND BY THIS AGREEMENT AND THE TERMS OF THE SAFELOAN PRIVACY POLICY. For information about SafeLoan’s data protection practices, please read SafeLoan´s PRIVACY POLICY.

IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS OF WEBSITE USE AND/OR THE SAFELOAN PRIVACY POLICY, DO NOT ACCESS OR USE THIS SITE.

SafeLoan reserves the right at its sole discretion, to change, modify, add or remove portions of these Terms of Website Use, at any time. It is your sole responsibility to check these Terms of Website Use periodically for any changes. Your continued use of the Site following the posting of changes will mean that you accept and agree to the changes

Collection and use of Bank Account Information

If SafeLoan extends credit to you, we will consider the bank account information provided by you as eligible for us to process payments against. In addition, as part of our information collection process, we may detect additional bank accounts that you own. We will consider these additional accounts to be part of the application process.

Provided on Website

The contents of SafeLoan.com including its “look and feel” (e.g., text, graphics, images, logos and button icons), photographs, editorial content, notices, software (including html-based computer programs) and other material are protected under both United States and other applicable copyright, trademark and other laws. The contents of SafeLoan.com belong or are licensed to SafeLoan.com or its software or content suppliers. SafeLoan.com grants you the right to view and use SafeLoan.com subject to these terms. You may download or print a copy of information provided on SafeLoan.com for your personal, internal and non-commercial use only. Any distribution, reprint or electronic reproduction of any content from SafeLoan.com in whole or in part for any other purpose is expressly prohibited without our prior written consent. SafeLoan.com neither represents nor warrants that your use of materials displayed at the Site will not infringe rights of third parties. While SafeLoan.com uses reasonable efforts to include accurate and up to date information at the Site, SafeLoan.com makes no warranties or representations as to the Site’s accuracy. SafeLoan.com disclaims any and all liability for the accuracy, completeness, or correctness of such information. In the course of using the Site, users may provide information about themselves which may be visible to certain other users. You understand that by posting materials on the SafeLoan website or otherwise providing materials to SafeLoan.com, you are granting to SafeLoan.com a royalty-free, perpetual, irrevocable license to use this information in the course of offering the Service. Furthermore, you understand that SafeLoan.com retains the right to reformat, excerpt, or translate any materials submitted by you. You understand that all information publicly posted or privately transmitted through the Site is the sole responsibility of the person from which such content originated and that SafeLoan.com will not be liable for any errors or omissions in any content.

Access and Interference

You agree that you will not:

  1. Use any robot, spider, scraper, deep link or other similar automated data gathering or extraction tools, program, algorithm or methodology to access, acquire, copy or monitor SafeLoan.com or any portion of SafeLoan.com, without SafeLoan´s express written consent, which may be withheld in SafeLoan´s sole discretion;
  2. Use or attempt to use any engine, software, tool, agent, or other device or mechanism (including without limitation browsers, spiders, robots, avatars or intelligent agents) to navigate or search SafeLoan.com, other than the search engines and search agents available through the Site and other than generally available third-party web browsers (such as Microsoft Explorer);
  3. Post or transmit any file which contains viruses, worms, Trojan horses or any other contaminating or destructive features, or that otherwise interfere with the proper working of SafeLoan or the Site.
  4. Use the Site for any illegal purpose, including but not limited to conspiring to violate laws.
  5. Falsely state, impersonate, or otherwise misrepresent your identity, including but not limited to the use of a pseudonym, or misrepresenting your current or previous positions and qualifications, or your affiliations with a person or entity, past or present.
  6. Upload, post, email, transmit or otherwise make available any content or initiate communications which include information that you do not have the right to disclose or make available under any law or under contractual or fiduciary relationships (such as insider information, or proprietary and confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements).
  7. Upload, post, email, transmit or otherwise make available any content or initiate communication that infringes upon patents, trademarks, trade secrets, copyrights or other proprietary rights
  8. Upload, post, email, transmit or otherwise make available any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment.
  9. Interfere with or disrupt the Site or servers or networks connected to the Site, or disobey any requirements, procedures, policies or regulations of networks connected to the Site.

Site Security

As a condition of your use of this Site, you agree that you will not take any action intended to:

  1. access data that is not intended for you;
  2. invade the privacy of, obtain the identity of, or obtain any personal information about any SafeLoan customer or user of this Site;
  3. probe, scan or test the vulnerability of this Site or the SafeLoan network or breach security or authentication measures without proper authorization;
  4. attempt to interfere with service to any user, host or network or otherwise attempt to disrupt our business, including, without limitation, via means of submitting a virus to this Site, overloading, “flooding,” “spamming,” “mail bombing” or “crashing;” or
  5. send unsolicited mail, including promotions and/or advertising of products and services. Violations of system or network security may result in civil or criminal liability.

While SafeLoan uses reasonable efforts to safeguard the security of the Site, there can be no guaranty that such safeguards will successfully prevent unauthorized alterations in the content or functionality of the Site. SafeLoan assumes no liability or responsibility for any unauthorized alterations in the content or functionality of the Site.

CONSENT TO ELECTRONIC COMMUNICATIONS:

The following terms and conditions govern electronic communications in connection with this Agreement. Each and every time you access and/or use this site, you agree to these terms and conditions. You agree that:

  1. Any disclosure, notice, record or other type of information that is provided to you in connection by us, including but not limited to, this Agreement, this Consent, Truth in Lending disclosures, change-in-term notices, loan agreements, fee and transaction information, statements, delayed disbursement letters, notices of adverse action, and transaction information (collectively, “Communications”), may be sent to you electronically by posting the information at our web site, SafeLoan.com, or by sending it to you by e-mail by us or any vendor/servicer contracted through us at any time.
  2. We will not be obligated to provide any Communication to you in paper form unless you specifically request us to do so.
  3. You may obtain a copy of any Communication by contacting us at support@SafeLoan.com or by calling us at: 1-888-320-2380 | 1-888-266-6492. You also can withdraw your consent to ongoing electronic communications in the same manner, and ask that they be sent to you in paper or non-electronic form.
  4. You agree to provide us with your current e-mail address for notices at the address or phone number indicated above. If your e-mail address, telephone number(s), or residence address changes, you must send us a notice of the new address/telephone number(s) by writing to us or sending us an e-mail, using secure messaging, at least five (5) days before the change.
  5. In order to receive electronic communications in connection with this transaction, you will need a working connection to the Internet. Your browser must support the Secure Sockets Layer (SSL) protocol. SSL provides a secure channel to send and receive data over the Internet through HS encryption capabilities. Netscape 4.7+ and above and Microsoft Internet Explorer 5.01+ and above support this feature. You will also need a printer connected to your computer to print disclosures/notices. We do not provide ISP services. You must have your own Internet Service Provider.
  6. We may amend (add to, delete or change) the terms of this Consent to Electronic Communications by providing you with advance notice
  7. You agree that you are able to view and/or electronically store the information presented at this website. You also agree to print and retain a copy of this Agreement and Consent to Electronic Communications for your records.

Privacy Policy

SafeLoan’s PRIVACY POLICY applies to use of this Site, and its terms are made a part of these Terms of Website Use by this reference. Additionally, by using the Site, you acknowledge and agree that Internet transmissions are never completely private or secure. You understand that any message or information you send to the Site may be read or intercepted by others, notwithstanding SafeLoan´s efforts to protect such transmission

Linking

This site may contain links to sites maintained by third parties. SafeLoan is not responsible for the content of those sites, and the existence of such links should not be considered an endorsement or recommendation of those sites or of any party who is associated with those sites. Please note that other web sites and web pages linked to this Site may be governed by separate terms and conditions, including privacy policies. Please refer to the applicable terms and conditions of those web sites and web pages when visiting them.

Limitation of Liability and Disclaimer of Warranties

SafeLoan uses reasonable efforts to ensure that the information on this site is accurate, but SafeLoan does not guaranty such accuracy. SafeLoan makes no representations regarding the use or results of any content on this site with respect to its accuracy, reliability or any other matter. NEITHER SafeLoan NOR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING OR DELIVERING THIS SITE SHALL BE LIABLE FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, INDIRECT OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS TO, OR USE OF, THIS SITE. Without limiting the foregoing, neither SafeLoan nor any other party involved in creating, producing or delivering this site shall be liable for any damage to your computer equipment or other property, or for any viruses that may infect your computer equipment or other property.

Everything on this site is provided “AS IS” AND WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. Because some jurisdictions may not allow the exclusion of implied warranties or certain types of damages, some of the above exclusions may not apply to you. Check your local laws for any restrictions or limitations regarding the exclusion of implied warranties.

YOU ASSUME TOTAL RESPONSIBILITY FOR YOUR USE OF THE SITE AND ANY LINKED SITES. YOUR SOLE REMEDY AGAINST SAFELOAN FOR DISSATISFACTION WITH THE SITE OR ANY CONTENT IS TO STOP USING THE SITE OR ANY SUCH CONTENT. THIS LIMITATION OF RELIEF IS A PART OF THE BARGAIN BETWEEN THE PARTIES.

Limitation of Liabilities

EXCEPT WHERE PROHIBITED BY LAW, NEITHER SAFELOAN, NOR ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, CONTRACTORS, SUCCESSORS OR ASSIGNS OF EACH, SHALL BE LIABLE TO YOU FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, EVEN IF SAFELOAN HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. UNLESS OTHERWISE EXPRESSLY SET FORTH IN A WRITTEN AGREEMENT WITH YOU, SAFELOAN´S MAXIMUM LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THIS SITE, OR ITS CONTENT, WHETHER IN CONTRACT, TORT OR OTHERWISE SHALL BE LIMITED TO THE AMOUNT YOU PAID TO ACCESS THIS SITE.

Indemnity

By using the Site, you agree to defend, indemnify, and hold harmless SafeLoan from and against any and all losses, claims, damages, costs and expenses (including but not limited to reasonable legal and accounting fees) that SafeLoan may become obligated to pay arising or resulting from your use of this Site, the Content, or your breach of these Terms of Website Use. SafeLoan reserves the right to assume or participate, at your expense, in the investigation, settlement and defense of any such action or claim.

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