What are the short-term loans?

A short-term loan is a loan taken out to meet a short-term need for funds on the part of the borrowers or their business. Short-term loans are a very appealing option for small businesses not yet qualified to apply for a credit line from banks since they offer rapid cash when your cash flow is weak, have short payback periods than traditional loans, and have lower interest rates. Although short-term loans have lower credit limits than lines of credit, they are nonetheless good options for people who find themselves in an unexpected, short-term financial bind. With Safe Loan, you can obtain affordable short-term loans with flexible repayment options.

Our customers can apply for short-term loans online with flexible repayment options. In addition, we offer interest rates that are based on your credit history. Across a wide range of short-term loans for bad credit solutions, you may apply online using minimal documentation.

Benefits of Short-Term Loans

  • Shorter interest accrual period
  • Speedy funding period
  • Simpler to obtain


As a short-term loans bad credit direct lender, Safe Loan can determine our decision-making criteria based on what we believe to be important. We take into account all credit scores and are delighted to provide short-term loans for poor credit.

We carefully consider every credit score and are delighted to provide short-term loans for poor credit. If we determine that you can manage the installments in the long haul, we will typically approve your application. You need also fulfill the following conditions:

  • Presently residing in the United States
  • Greater than 18 years of age
  • Must have a valid contact number and email address
  • An active bank account in the US
  • Employed and making at least $1200each month

How to apply for a short term loan?

Safe Loan offers quick short term loans for bad credit. All loan applications are managed online and no application fees are charged. Get affordable short-term loans without any negative effects on your credit score. Follow the steps:

Application Submission

Complete your application Click Here

Document Submission

Get a verdict and loan proposal instantly. To proceed, just quickly sign the loan agreement through e-sign.

Receive Funding

If approved, funds will be transferred into your bank account on the same day or the following working day.

Get your fast and secured instalment loan!



We are delighted to attend to your doubts. That’s why you can contact us in different ways:
(888) 320-2380

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Have Questions? We can Help.

Do you have questions regarding urgent loans for bad credit? We are the renowned payday loan direct lender who is always available for any loan inquiries. Please view our Frequently Asked Questions by clicking on the button below.

What is a personal installment loan?

Personal installment loan is a short term loan of between $50 and $1500 that you pay back in installments over time.

How does a personal installment loan work?

You fill out a simple application, get approved, sign some forms, and see the money deposited into your checking account. On your paydays, your account is debited for the amount you owe until the loan is paid off.

What do I need to apply for an installment loan?

You need to be employed and have an active checking account.

Does it matter if I have bad credit or no credit?

It does not matter if you have bad credit or no credit at all. We offer easy installment loans for bad credit to help people in need of emergency credit, so lenders understand that you may have had credit troubles in the past.

Do you check the major credit bureaus during the application process?

No, the 3 major, traditional credit bureaus are not usually used in the application process.