Safe Loan Products

Safe Loan Products are loans that have low interest rates, fixed repayment terms, and no hidden fees or penalties. They are designed to help borrowers meet their financial goals without risking their assets or credit scores.

GET UP TO $1,200



Safe Loan Products
Installment Loans
Let us lend you the money you need right away, and you may pay us back in predictable monthly or weekly payments.

What is an Installment Loan?

With installment loans, borrowers can receive a predetermined amount of money in one big payment and repay it over time. These loans often have fixed interest rates and monthly installments that are the same every month. Each monthly payment is divided into two equal halves that are applied in equal amounts to the principal borrowed and the loan’s interest rate.

What is a Bad Credit Loan?

If your credit score is low, you may still be able to get a personal loan with a bad credit history. A poor credit history may be the result of a few missed payments in the past, but it doesn’t have to restrict your possibilities going forward. You can still apply to get the loan you need if you are fully committed to repaying it punctually.
Bad Credit Loans
No matter what your credit score is, you can get a quick online personal loan, even if you have bad credit.
Cash Advance
Safe Loan will Provide You a Cash Advance on your Upcoming Paycheck and are not necessarily based on the borrower’s credit score.

What is a Cash Advance?

A cash advance is a type of short-term loan that allows you to borrow money from a lender without using a credit card. Cash advances are typically used for emergencies or unexpected expenses. Also, the term refers to a service provided by credit card issuers, which allows cardholders to withdraw a specific amount of cash

What is a Short-Term Loan?

Short-term loans are loans that have to be repaid within a year or less. Short-term loans are often used to cover unexpected expenses, such as a car repair or medical bill. They can also be used to consolidate debt or to finance a short-term business project and they are unsecured loans.
Short-Term Loans
If you are looking for short-term loans, Safe Loan can help you with different loan terms that best fits your current financial situation.
Direct Lender Loans
As a Direct Lender, Safe Loan lends to borrowers with poor credit or who have been turned down for loans by other lenders.

What is a Direct Lender Loan?

A Direct Lender loan is a loan that is offered directly by the lender to the borrower, without the use of a third party such as a broker. This means that the borrower can deal directly with the Safe Loan and get a more personalized service and more flexible lending criteria than traditional lenders.

Unsecured Safe Personal Loans

Safe Loan has compiled a table that contrasts the most important aspects of the most popular personal loan choices on the market to help you select the best one for your needs.

Pawn Shop Loans 1 to 3 Months
  • Very Short Term
  • Repaid in ONE FULL amount.
  • Exorbitant interest rates
  • Secured. Needs Items of Value.
  • Not applicable
  • Online Loan Application.

Safe Loan Products Up to 24 Months
  • Short and Long Term
  • Repaid in monthly installments.
  • Fixed interest rates
  • Unsecured. No collateral required
  • Bad Credit Accepted.
  • Online Loan Application.

Title Loans Up to 24 Months
  • Short and Long Term
  • Repaid monthly.
  • Exorbitant interest rates
  • Secured. Car title is used as collateral.
  • Not applicable
  • Online Loan Application.

How to Apply for Safe Loan Products in 3 Steps

Our application is entirely online, and there are no application fees. Whether you need a 3-month, 6-month, or 24-month installment loan, we have the right deal for you, with no strings attached, no fees, and no impact on your credit score!
To apply, please fill out our simple and secure online form.


E-sign the agreement and finish the instant bank verification process if you are approved.


When approved, funds can be deposited into your bank account the same* or the next business day.

What do I need to apply for a loan?

Our loan qualifying requirements will vary depending on a number of factors, but the following are universally applicable:
  • You must be 18 or older
  • Be permanent resident or US citizen
  • You must have a steady and verifiable source of income
  • You must have an active bank account
  • You must have a valid email & phone number
  • No recent bankruptcy